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SBA Closer

Position Summary:
This position is responsible for loan closings of SBA loan products (7a, Express and 504). This includes, but is not limited to:
1. Preparation of SBA application documents and submission of the application to the SBA via E-Tran.
2. Serve as the team's primary contact with the SBA on General Process loan transactions.
3. Complete documentation due diligence per the SBA's most recent Standard Operating Procedure.
4. Serve as the team's primary contact with loan operations for each loan transaction.
5. Clearing documentation exceptions and ensure completeness of loan file
6. Disburse loan proceeds in accordance with the SBA's most recent SOP.
7. Customer Service post-closing for both loan and deposit products.
8. Review credit presentation with SBA lender and issue initial checklist. The checklist should encompass the all items needed to close for that SBA loan type.
9. Prepare SBA loan application.
10. Perform documentation due diligence on subject loan transactions. The due diligence includes but not limited to the following: UCC, judgment and lien searches, appraisal and environmental ordering and review and title ordering and commitment.
11. Close SBA loans in accordance of SBA SOP, bank loan operation policies and the approved credit presentation.
12. Monitor exception tracking report for accurate tracking and reporting of loan's documentation requirements. Takes proactive steps to remedy exceptions keeping them to a minimum at all times.
13. Exhibits thorough knowledge of fair lending issues, rules and various regulations that directly impact the commercial lending area (e.g. Regulation B, FACT Act, HMDA, CRA, etc.)
14. Make sure that close loan files are sent to loan operations timely and the SBA team portion of TREEV is completed.
15. Demonstrates effective time management by balancing multiple priorities within individual workload.
16. Communicates with and effectively interacts with all levels of management, including lending personnel, loan operations staff and related departments.
17. Performs other duties as assigned or required.

1. High School Diploma or equivalent.
2. Minimum of 5 years of commercial closing experience and 2 years of SBA 7a closing experience.
3. Requires sound understanding of SBA and commercial loan due diligence techniques including review UCCs and title commitments to verify bank's lien position and is able to make timely decisions in a fast paced, time sensitive environment.
4. Excellent verbal and written communication skills.
5. Computer skills: Thorough knowledge of Word, Excel and SBA packing software. Comfortable with and adaptive to working in an evolving electronic environment.
*Other duties as assigned.

Knowledge/ Skills/ Abilities Required:
This position reports to the designated Wintrust SBA Lending Senior Vice President/ Division

Village Bank & Trust is an Equal Opportunity Employer.

Click here to apply.

Teller Manager - Des Plaines

Position Summary:
Coordinate work flow for efficient operation with other branches and departments within the bank. Responsible for the daily operation of the teller line.

Essential Duties and Responsibilities:

  • Responsible for the efficient running of all operating procedures and practices with the department.
  • Assure auditing controls and security procedures are followed at all times.
  • Assists in developing and implementing new/revised policies and procedures.
  • Assist in ensuring compliance of all department, bank, and regulatory policies and procedures.
  • Coordinates work flow and efficient operations with other branches and departments within the bank.
  • Takes a proactive approach to solving operational issues
  • Responsible for the following:
    -Assist in researching and resolving all errors and/or problem differences
    -Provide approvals for all transactions above teller limits but within established limit
    -Complete Currency Transaction Reports as required
    -Ensure all non-routine tasks such as bonds, foreign currency, municipal coupons, license stickers, travelers cheques, counterfeits, etc. are completed timely
    -Complete reports for management as required
    -Delegate duties within the department.
  • Maintain continual check on physical property and equipment to ensure good working conditions.
  • Set an example for others by promoting a positive image of the bank in their professional manner and outstanding customer service.
  • Resolve customer concerns as necessary, promote and initiate good customer relations including cross-selling efforts, ensure quality customer service standards.
  • Deals directly with the public in handling complaints and non-routine service requests.
  • Assist with training new employees and answer all questions as necessary.
  • Some travel between banks may be necessary
  • Various other tasks as assigned

Knowledge/ Skills/ Abilities Required:
Proven ability to manage and coordinate the activities of a group of people; understands the importance of maintaining security of bank assets and complying with all department, bank and regulatory policies. Mastery of Teller Supervisor skills

Training/ Education/ Experience Qualifications: (Include licenses and certifications)
High School Diploma or equivalent, some college course work desired.
5 years of supervisory experience, preferably within a financial institution.

Physical Requirements
Able to lift 10 lbs
Able to stand for long periods of time

Village Bank & Trust is an Equal Opportunity Employer.

Click here to apply.