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When you're just starting out, defining your financial goals can be difficult, just like reaching them. Defining your goals can be a process and they may change over time. We want to help you begin your financial journey, set goals and achieve them, whatever they may be. Check out some of our solutions below that are just right for those just starting out.

Free Checking

Is your checking account primarily used to pay your monthly bills? Are you worried about maintaining balances to avoid service charges? If you answered yes, then our Free Checking Account is for you!

Economy and ease best describe our non-interest earning Free Checking account. You can write as many checks as you need, while never worrying about a monthly charge! ATM transactions are now free at any ATM in the Money Pass or Sum surcharge-free networks!  


Minimum Opening Balance $50.00
Monthly Maintenance Fee None
Check Writing Unlimited
Debit Transactions free


This account features Check Imaging. You receive front copies of all canceled checks with your monthly statement.


Overdraft Protection

Our Overdraft Protection Account allows you to cover the unexpected opportunity or the occasional overdraft.

•    Fixed interest rates
•    Flexible line amounts
•    Requires credit approval

Call (847) 670-1000 for more information or talk to one of your friendly personal bankers at your nearest Wintrust Community bank


Auto Loans

Products & Programs

  • Flexible terms
  • Quick turnaround
  • Competitive rates
  • New or used vehicles