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When you're just starting out, defining your financial goals can be difficult, just like reaching them. Defining your goals can be a process and they may change over time. We want to help you begin your financial journey, set goals and achieve them, whatever they may be. Check out some of our solutions below that are just right for those just starting out.

Free Checking

Is your checking account primarily used to pay your monthly bills? Are you worried about maintaining balances to avoid service charges? If you answered yes, then our Free Checking Account is for you!

Economy and ease best describe our non-interest earning Free Checking account. You can write as many checks as you need, while never worrying about a monthly charge! ATM transactions are now free at any ATM in the Money Pass or Sum surcharge-free networks!  


Minimum Opening Balance $50.00
Monthly Maintenance Fee None
Check Writing Unlimited
Debit Transactions free


This account features Check Imaging. You receive front copies of all canceled checks with your monthly statement.


Sunrise Savings Account

If you want a higher rate of interest on your savings without the restrictions of a Certificate of Deposit, our Sunrise Savings fits the bill.

Minimum Opening Balance $250.00
Minimum Daily Balance $250.00
Monthly Maintenance Fee if Balance falls below minimum $5.00
Excess Withdrawal Fee
6 per month/18 per quarter
$3.00 each**
Interest Rate Tiers $1.00 to 4,999.99
$5,000 & Above


Interest Earning Accounts

The daily balance method of calculating interest is used on all interest bearing accounts. This method applies a daily period rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (checks). At our discretion, the interest rate or annual percentage yield may change without prior notice on variable rate accounts.

Withdrawal Limits

**Federal regulation allows for a maximum of six (6) pre-authorized, automatic, or telephone transfers each month, with unlimited in-person, ATM or by mail withdrawals permitted.

Overdraft Protection

Products & Programs

  • Overdraft Protection Account—Allows you to cover the unexpected opportunity or the occasional overdraft
  • Flexible line amounts
  • Competitive Interest Rate

Please contact Jane Drezen at 847-385-7034 if you have any questions.

Auto Loans

Products & Programs

  • Flexible terms
  • Quick turnaround
  • Competitive rates
  • New or used vehicles