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Now is the time to take charge of your financial future. We will help you set financial goals and help you achieve them, whatever they may be. From basic checking accounts to money markets, certificates of deposit, our experienced professionals can help devise a plan that’s right for you. Check out some of our products below.

Free Checking

Is your checking account primarily used to pay your monthly bills? Are you worried about maintaining balances to avoid service charges? If you answered yes, then our Free Checking Account is for you!

Economy and ease best describe our non-interest earning Free Checking account. You can write as many checks as you need, while never worrying about a monthly charge! ATM transactions are now free at any ATM in the Money Pass or Sum surcharge-free networks!  


Minimum Opening Balance $50.00
Monthly Maintenance Fee None
Check Writing Unlimited
Debit Transactions free


This account features Check Imaging. You receive front copies of all canceled checks with your monthly statement.


Certificates of Deposit

A Village Bank & Trust Certificate of Deposit is a great saving choice for those who don't need access to their accounts for a fixed period of time. We have CDs ranging from 31 days to 5 years with very competitive rates. Start a CD today and plan for the future!

Minimum Opening Balance $1,000.00


Interest Earning Accounts

The daily balance method of calculating interest is used on all interest bearing accounts. This method applies a daily period rate to the principal in the account each day. Interest begins to accrue on the business day you deposit. At our discretion, the interest rate or annual percentage yield may change without prior notice on variable rate accounts.

Interest rates vary depending on the term of the CD. Interest is calculated using the daily balance method. You may not make deposits into the account until the maturity date. Subject to early withdrawal penalties.  See CD for our renewal policy and your options on how interest is calculated and paid.

Overdraft Protection

Products & Programs

  • Overdraft Protection Account—Allows you to cover the unexpected opportunity or the occasional overdraft
  • Flexible line amounts
  • Competitive Interest Rate

Please contact Jane Drezen at 847-385-7034 if you have any questions.

Auto Loans

Products & Programs

  • Flexible terms
  • Quick turnaround
  • Competitive rates
  • New or used vehicles