- Who We Are
- What We Offer
- Solutions for You
- Commercial & Institutional
Family is extremely important to us. When you choose to raise your family in our community, we will be there for you now and for years to come. We’ll sit down with you and determine the goals you have for your family and help you put a plan in place to reach those goals. Whether it’s saving for your children’s’ education or saving towards retirement, we’ll be there for you. Check out some of the programs we have in place to help you and your family.
The My Village Checking account gives you total access to your account with out any hassles or fees. This no minimum balance interest bearing account offers unlimited FREE ATM access nationwide – even if another bank charges you for using their ATM, we will refund that fee back to you! Other great services with this account include:
|Minimum Opening Balance||$100.00|
|Monthly Maintenance Fee||None|
|Check Writing / Debit Transactions||Unlimited|
This account features Check Imaging. You receive front copies of all canceled checks with your monthly statement
Our SingleSolution Checking™ Account is the only account you'll ever need. It is a checking account that rewards higher account balances with higher interest rates.
Our Junior Savers Club Account™ teaches children and young adults under 18 the rewards of saving while making banking FUN!
In addition to learning one of life's most valuable lessons, Junior Savers will receive:
Learn more about our Junior Savers special events.
Teaching kids how to save. It's all part of our commitment to bring traditional community banking back to the community.
|Minimum Opening Balance:||$1.00|
|Minimum Balance Required:||None|
|Excess Withdrawal Fee:||$10.00 each*|
Call or stop by one of our friendly personal bankers for more details!
*Federal Regulations allow for a maximum of six (6) preauthorized, automatic, or telephone transfers each month. Withdrawals may be unlimited at ATMs, in person or by mail.
A Village Bank & Trust Certificate of Deposit is a great saving choice for those who don't need access to their accounts for a fixed period of time. We have CDs ranging from 31 days to 5 years with very competitive rates. Start a CD today and plan for the future!
|Minimum Opening Balance||$1,000.00|
The daily balance method of calculating interest is used on all interest bearing accounts. This method applies a daily period rate to the principal in the account each day. Interest begins to accrue on the business day you deposit. At our discretion, the interest rate or annual percentage yield may change without prior notice on variable rate accounts.
The tiered rate of interest and the easy accessibility of your funds makes this the perfect investment account.
|Minimum Opening Balance||$1,500.00|
|Monthly Maintenance Fee||$10.00|
|Daily Balance Required to Waive Monthly Fee |
Average Monthly Balance
|Excess Withdrawal Fee||$10.00 each**|
|Interest Rates Tiers||$1.00 - $9,999.99 |
$10,000.00 - $49,999.99
$50,000.00 & above
This account features Check Imaging. You receive front copies of all canceled checks with your monthly statement.
*For service charge purposes, the average monthly balance is calculated by the aggregate balance for the month divided by the number of days in the month.
The daily balance method of calculating interest is used on all interest bearing accounts. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (checks). At our discretion, the interest rate or annual percentage yield may change without prior notice on variable rate accounts.
**Federal regulation allows for a maximum of six (6) checks, drafts or pre-authorized, automatic, or telephone transfers each month, with unlimited in-person, ATM or by mail withdrawals permitted.
Our home equity lines of credit can be used for a variety of purposes, may be tax deductible (consult your tax advisor) and provide a lower cost way to borrow for:
Give us a call or stop in today for more information.
Our mortgage and banking professionals are here to guide you through the refinancing process and make your experience as easy as possible. Depending on your current mortgage or home equity situation, refinancing may be an attractive option.
By refinancing with us, you may be able to:
By allowing us to handle your refinancing needs, you’re placing your trust with experienced mortgage and banking teams that understand the local communities and surrounding markets.
We encourage you to stop by the bank or feel free to contact us if you have any questions.
Please contact Jane Drezen at 847-385-7034 if you have any questions.