Installment Loan Rates
Home Equity Line of Credit Rates - Variable
Loan to Value % |
Customer Rate |
Minimum Amount |
Maximum Amount |
| 80% or less | Prime + 3/4 | $10,000.00 | $99,999.99 |
| 80% or less | Prime + 1/4 | $100,000.00 | $499,999.99 |
| 75% or less | Prime | $500,000.00 | $999,999.99 |
- $50.00 annual fee on all Home Equity Lines of Credit.
- Rate assumes automatic payment from a Village Bank & Trust checking or savings account. Add .25% to the listed rate without an auto debit from a checking or savings account.
- MINIMUM & MAXIMUM reflects range for line amounts for HELOC Products tiered according to Loan to Value Advance Rate.
- The maximum Annual Percentage Rate (APR) is 18.00% and the minimum APR is 4.50%.
- Terms up to ten years.
- Over $1,000,000.00, please call for rate information.
Home Equity Loan Rates – Fixed
Village Bank & Trust offers competitive 5 to 10 year fixed Home Equity Loans. Please call for details.
Other Loans (Construction, Overdraft Protection, Auto, Debt Consolidation) are available. Please contact Jane Drezen at (847) 385-7034 for more details.



