Installment Loan Rates

Home Equity Line of Credit Rates - Variable 

 

Loan to Value %

Customer Rate

 Minimum Amount

 Maximum Amount
 80% or less  Prime + 3/4  $10,000.00  $99,999.99
 80% or less  Prime + 1/4  $100,000.00  $499,999.99
 75% or less  Prime  $500,000.00  $999,999.99
 

  • $50.00 annual fee on all Home Equity Lines of Credit.
  • Rate assumes automatic payment from a Village Bank & Trust checking or savings account. Add .25% to the listed rate without an auto debit from a checking or savings account.
  • MINIMUM & MAXIMUM reflects range for line amounts for HELOC Products tiered according to Loan to Value Advance Rate.
  • The maximum Annual Percentage Rate (APR) is 18.00% and the minimum APR is 4.50%.
  • Terms up to ten years.
  • Over $1,000,000.00, please call for rate information.

Home Equity Loan Rates – Fixed

Village Bank & Trust offers competitive 5 to 10 year fixed Home Equity Loans.  Please call for details.


Other Loans (Construction, Overdraft Protection, Auto, Debt Consolidation) are available.  Please contact Jane Drezen at (847) 385-7034 for more details.