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Personal Preferred Money Market Account

The tiered rate of interest and the easy accessibility of your funds makes this the perfect investment account.

Minimum Opening Balance	$1,500.00
Monthly Maintenance Fee	$10.00
Daily Balance Required to Waive Monthly Fee OR Average Monthly Balance	$1,500.00 $3,000.00*
Excess Withdrawal Fee	$30.00 each**
Check Imaging	Yes
Interest Rates Tiers	$1.00 - $9,999.99 $10,000.00 - $49,999.99 $50,000.00 & above

This account features Check Imaging. You receive front copies of all canceled checks with your monthly statement.

Easy To Open This Account

Our SimpleSwitch® system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers.

Required Daily Balance

*For service charge purposes, the average monthly balance is calculated by the aggregate balance for the month divided by the number of days in the month.

Interest Earning Accounts

The daily balance method of calculating interest is used on all interest bearing accounts. This method applies a daily period rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (checks). At our discretion, the interest rate or annual percentage yield may change without prior notice on variable rate accounts.

Withdrawal Limits

**Federal regulation allows for a maximum of six (6) pre-authorized, automatic, or telephone transfers each month, with unlimited in-person, ATM or by mail withdrawals permitted.  Up to three (3) checks or drafts may be written per month, with unlimited in-person withdrawals permitted.