September 8, 2008

High Rise Savings Account

Take your savings rates to NEW HEIGHTS!  The higher your balance, the higher the interest rate!  

Minimum Opening Balance $5,000.00
Minimum Daily Balance $5,000.00
Monthly Maintenance Fee if Balance falls below minimum $25.00
Excess Withdrawal Fee
6 per month/18 per quarter
$3.00 each**
Interest Rate Tiers $5,000.00 – 24,999.99
$25,000.00 – 49,999.99 
$50,000.00 or more

This account requires a checking account with direct deposit to qualify.

Easy To Open This Account

Our SimpleSwitch® system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers.  

Required Daily Balance

*For service charge purposes, the average monthly balance is calculated by the aggregate balance for the month divided by the number of days in the month.

Interest Earning Accounts

The daily balance method of calculating interest is used on all interest bearing accounts. This method applies a daily period rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (checks). At our discretion, the interest rate or annual percentage yield may change without prior notice on variable rate accounts.

Withdrawal Limits

**Federal regulation allows for a maximum of six (6) pre-authorized, automatic, or telephone transfers each month, with unlimited in-person, ATM or by mail withdrawals permitted.