Village Bank & Trust created Physicians’ Financial Care as a compre-hensive private banking division offering customized financial solutions for doctors – from residency to retirement. Our mission is to help physicians maximize the value of their medical degree with personal and business financial solutions that help them manage their careers as businesses and achieve their short- and long-term financial goals.

Just like preparing for a complex medical procedure, it starts with a vision, a plan and a team with the right tools to execute successfully. Medicine is a tough and challenging field. It also has become a complex business. A variety of factors, such as delayed entry into the workplace, regulatory pressures on income and expenses, and liability risks, impose unique financial planning and business management challenges for physicians seeking financial independence.

The current environment for practicing medicine, more than ever, requires physicians to manage their careers as businesses. Yet most doctors have little, if any, financial training. Therefore, staying power and financial security depend on being able to operate your practice as a business, make prudent investments, and provide for personal financial commitments, such as education costs and retirement.

What sets Physicians’ Financial Care apart from other financial-service providers is its ability to combine money-center bank sophistication in the delivery of financial products and services with the accessibility and personal attention offered by a community bank, Village Bank & Trust.

Community awareness and involvement can help build or grow a physician’s practice. Physicians’ Financial Care’s community approach offers the right path for doctors who see the benefits of community banking for exposure, networking and patient referrals. Another benefit is one-stop access to community resources, such as medical practice and business consultants, accountants, attorneys, insurance carriers and information technology specialists.

Just as a physician may join a practice or a network, Village Bank & Trust is backed by a larger financial institution. Wintrust Financial Corporation, the parent company of Village Bank & Trust, provides its community banks with access to broader wealth management and commercial lending capabilities. Wayne Hummer Wealth Management, another Wintrust subsidiary and Wintrust’s wealth management provider, has served as a trusted financial advisor to its clients for more than 75 years.

Combined, these companies are the source of the comprehensive financial services provided by Physicians’ Financial Care. These services include:

• Personal financial plans

• Structured life insurance strategies

• Checking, savings and other liquidity management accounts 

• Internet banking 

• Lockbox and other account receivable collection systems 

• Short- and long-term loans 

• Tax planning considerations

• Practice management strategies 

• Securities brokerage and investment portfolio management

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