As a business owner, you have to worry about making it through the ups and downs. Times when expenses are exceeding receivables or when you need extra capital for equipment or property. You need a champion who knows the pitfalls and problems of small business. Wintrust is a local business committed to local businesses like yours. We are right here in your community, where our decisions are made. We know what you need and what you go through every day. We offer Business Loans and Lines of Credit that can help your business.
A Revolving Line of Credit offers up to $75,000 to help with cash flow issues like those caused from a period of slower cash collections or increased expenses.
Up to a maxinmum of $75,000 available to help with cash flow issues
For loans up to and including $10,000 - requires application
For loans from $10,000.01 to $75,000 - requires application plus additional documents2
Ready to apply? Click here to download the application
1. Requires the company’s primary checking account be with the Bank. Rates are subject to change. Loan and renewal fees may apply. Subject to underwriting guidelines. See a personal banker for more details. 2. Additional documents: tax returns of business and business owners and one month current bank statement.
Our Term Loans provide a solution for longer term financing such as equipment upgrades, replacements or additions. Our term loans are up to $75,000.
Up to a maximum of $75,000 available to help with longer-term financing
For loans up to and including $10,000 - requires application
For loans from $10,000.01 to $75,000 - requires application plus addition documents2
Ready to apply? Click here to download the application
1. Requires company’s primary checking account to be with the Bank. Rates for loan amounts above $10,000 may be subject to change. Loan fees may apply. Subject to underwriting guidelines. See a personal banker for details. 2. Additional documents: tax returns of business and business owners and one month current bank statement.
ODP provides a convenient safety net when a business account balance unexpectedly drops below zero. ODP protects, up to $10,000, from penalties related to drawing from an account with insufficient funds. This is an application-only process.
Ready to apply? Click here to download the application
1. Requires the company's primary checking account be with the Bank. Subject to underwriting guidelines. See a personal banker for more details.
Loans are offered in amounts between $50,000 and $350,000. SBA Express loans include lower down payments on fixed assets and longer amortization on business expansion loans. SBA fees can be financed and can include an accelerated process.
Loan is offered in amounts up to $5,000,000. SBA 7A loans include longer amortizations on existing and business expansion debt including working capital and business acquisitions. Most businesses are eligible for SBA financing and SBA fees can be financed.
Loans are offered for equipment and real estate purchases in amounts up to $9,000,000. SBA 504 loans can include lower down payments with construction financing available. SBA fees can be financed and provide longer term fixed-rate financing on a portion of the debt.
We offer a variety of business credit cards to meet your needs. Separate your business and personal expenses while you enjoy:
To learn more or apply visit your local branch.
Online account access provides the quickest and easiest way to:
Simply access your account by clicking on the link below.
Access Your Account
Credit Cards are issued by First Bankcard®, a division of First National Bank of Omaha.